General Liability
What Is It
A General Liability Policy (also referred to as commercial or business liability insurance), often provides broad commercial insurance coverage that protects your business from the financial liability caused by unexpected events that occur at the business location or through an employee's actions. If your business is held legally responsible for 3rd party bodily injury or damage to property, this type of policy can cover most medical expenses, attorney fees, settlements, and reimbursements.
Why You Should Consider a Commercial Liability Policy
Few businesses are in a position to absorb a large and unexpected financial loss. However, accidents do happen, and we live in a litigious society with many rules and regulation. It is likely that at some point in time your business will be held responsible for significant damages and it is vital that you protect your business against a financially crippling award or settlement.
General Liability insurance can work in conjunction with an Umbrella policy. It is important to look at the entire scope of your insurance coverage and needs.
At Regency, we specialize in business insurance coverage and can look at both a single coverage area (such as General Liability), or your complete business insurance needs, ensuring the proper level of coverage. Additionally, different industries have different needs. We'll consult with you on the General Liability coverages you need for your unique situation.
More Information
Some of the categories covered within a General Liability policy can be:
- Premises and Operations
- Products and Completed Operations
- Errors & Omissions (E&O)
- Employment Practices Liability Insurance (EPLI)
- Directors and Officers Insurance (D&O)
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